South Carolina is not a “no-fault” accident state. Instead, it follows a traditional fault-based system for handling auto accidents and insurance claims. In South Carolina, the at-fault party’s insurance typically covers the damages and injuries resulting from an accident. The injured party can file a claim with the at-fault driver’s insurance company or pursue a lawsuit against the responsible party to seek compensation.
Woron and Dhillon, LLC, in Columbia, SC, can provide legal assistance and guidance if you are involved in a car accident and need to navigate the insurance claims process or seek compensation for your injuries and damages. They can help you understand your rights and options under South Carolina’s fault-based system.
In South Carolina, if you are at fault for an accident, you can typically seek compensation for your injuries and damages through your own insurance policy if you have the appropriate coverage. South Carolina operates under a fault-based insurance system, which means that the at-fault driver’s insurance is primarily responsible for covering the damages of the other parties involved in the accident.
If you are the at-fault party and you have liability insurance, your insurance should cover the injuries and property damage of the other parties, up to the policy limits. However, it’s essential to be aware that your insurance premiums may increase if you are found at fault for an accident.
Additionally, if you have optional coverage such as personal injury protection (PIP) or medical payments coverage, you may be able to seek compensation for your own medical expenses and injuries, regardless of fault.
It’s crucial to review your insurance policy and consult with an attorney to understand your specific coverage and options if you are involved in an accident for which you are at fault, call our Car Accident Lawyer in Columbia, SC.